Lucid Trading vs Topstep
Topstep scores higher on PropFirmly's rating, 7.0 to 6.1 out of 10. Below, the two futures firms row by row: a dot marks the side ahead where a row has a clear direction. Both checked on or after 25 October 2026.
Lucid Trading
United States
Ahead on 4 of 7 rows
Visit Lucid Trading(opens the firm’s website in a new tab)Topstep
United States
Ahead on 3 of 7 rows
Visit Topstep(opens the firm’s website in a new tab)Head to head
| Feature | Lucid Trading | Topstep |
|---|---|---|
| PropFirmly score | 6.1 | 7.0 (ahead) |
| Trustpilot | 4.5 (7,805) (ahead) | 3.7 (14,989) |
| Years operating | 2 | 14 (ahead) |
| Headquarters | United States | United States |
| Cheapest $100K account | $158 | $99/mo (ahead) |
| Profit split, up to | 90% | 90% |
| Max funding | $750K | $750K |
| Programs | 1-step, Instant funding | 1-step |
| Platforms | NinjaTrader, Tradovate, TradingView, Rithmic, Quantower, Tradesea, MotiveWave, Sierra Chart, Jigsaw Daytradr, Bookmap, ATAS, R|Trader Pro, MultiCharts (ahead) | In-house platform, ProjectX, Quantower |
| News trading | Allowed with limits | Allowed with limits |
| Expert advisors | Allowed | Allowed |
| Copy trading | Allowed (ahead) | Allowed with limits |
| Overnight holding | Not allowed | Not allowed |
| Weekend holding | Not allowed | Not allowed |
| Payouts | No fixed payout window. LucidPro: after each cycle's profit goal at 40% consistency. LucidFlex: after five profitable days. LucidDaily: daily above the buffer. LucidDirect: after each profit goal at 20% consistency. | Express Funded Standard: after every 5 winning days of $150 or more. Express Funded Consistency: after 3 traded days with the best day at or below 40% of net profit. Live: every 5 winning days, and daily after 30 winning days. |
| Payout methods | ACH, Bank wire, PayPal, Crypto, WorkMarket (ahead) | Broker account transfer, ACH, Wise, Bank wire |
| US traders | Accepted | Accepted |
Pick Lucid Trading if
you care most about trustpilot, platforms and copy trading. It is ahead on those rows in the table above.
Pick Topstep if
you care most about propFirmly score, years operating and cheapest $100K account. It is ahead on those rows in the table above.
Challenges side by side
Every account from both firms. The table opens at $100K, the size both sell nearest $100K.
Challenges 6
| Steps | Profit target | Daily loss | Max loss | Buy | |||||
|---|---|---|---|---|---|---|---|---|---|
 Topstep3.715K | $50K | 1 StepTrading Combine (Standard) | 6% | None | 4% | 1.50 | 90% | $49/mo | Buy |
 Lucid Trading4.57.8K | $25K | 1 StepLucidFlex | 5% | 2.4% | 4% | 1.25 | 90% | $39$65 | Buy |
Lucid Trading4.57.8K | $25K | 1 StepLucidDaily | 5% | 2.4% | 4% | 1.25 | 90% | $43.20$72 | Buy |
Lucid Trading4.57.8K | $50K | 1 StepLucidDaily | 6% | 2.4% | 4% | 1.50 | 90% | $56.40$94 | Buy |
Topstep3.715K | $50K | 1 StepTrading Combine (No Activation Fee) | 6% | None | 4% | 1.50 | 90% | $95/mo | Buy |
Topstep3.715K | $100K | 1 StepTrading Combine (Standard) | 6% | None | 3% | 2.00 | 90% | $99/mo | Buy |
Lucid Trading4.57.8K | $25K | 1 StepLucidPro | 5% | 2.4% | 4% | 1.25 | 90% | $64.80$108 | Buy |
Lucid Trading4.57.8K | $50K | 1 StepLucidFlex | 6% | 2.4% | 4% | 1.50 | 90% | $69$115 | Buy |
Topstep3.715K | $100K | 1 StepTrading Combine (No Activation Fee) | 6% | None | 3% | 2.00 | 90% | $149/mo | Buy |
Lucid Trading4.57.8K | $100K | 1 StepLucidDaily | 6% | 1.8% | 3% | 2.00 | 90% | $94.80$158 | Buy |
Lucid Trading4.57.8K | $50K | 1 StepLucidPro | 6% | 2.4% | 4% | 1.50 | 90% | $103.20$172 | Buy |
Topstep3.715K | $150K | 1 StepTrading Combine (Standard) | 6% | None | 3% | 2.00 | 90% | $199/mo | Buy |
Lucid Trading4.57.8K | $100K | 1 StepLucidFlex | 6% | 1.8% | 3% | 2.00 | 90% | $129$215 | Buy |
Lucid Trading4.57.8K | $150K | 1 StepLucidDaily | 6% | 1.8% | 3% | 2.00 | 90% | $137.40$229 | Buy |
Topstep3.715K | $150K | 1 StepTrading Combine (No Activation Fee) | 6% | None | 3% | 2.00 | 90% | $229/mo | Buy |
Lucid Trading4.57.8K | $100K | 1 StepLucidPro | 6% | 1.8% | 3% | 2.00 | 90% | $163.20$272 | Buy |
Lucid Trading4.57.8K | $150K | 1 StepLucidFlex | 6% | 1.8% | 3% | 2.00 | 90% | $193.80$323 | Buy |
Lucid Trading4.57.8K | $25K | InstantLucidDirect | None | None | 4% | n/a | 90% | $197.40$329 | Buy |
Lucid Trading4.57.8K | $150K | 1 StepLucidPro | 6% | 1.8% | 3% | 2.00 | 90% | $219$365 | Buy |
Lucid Trading4.57.8K | $50K | InstantLucidDirect | None | 2.4% | 4% | n/a | 90% | $309$515 | Buy |
Lucid Trading4.57.8K | $100K | InstantLucidDirect | None | 2.1% | 3.5% | n/a | 90% | $420$700 | Buy |
Lucid Trading4.57.8K | $150K | InstantLucidDirect | None | 2% | 3.33% | n/a | 90% | $501.60$836 | Buy |
No challenges match these filters. Pick another size or clear a filter.
What could each one pay you?
An illustration, not a forecast: a steady monthly return on the funded account, at each firm's starting split, against the fee for its cheapest account at that size. Most traders do not pass, and returns are rarely steady.
Lucid Trading
- Your share over the period
- Fee
- Split
Topstep
- Your share over the period
- Fee
- Split
More comparisons
Lucid Trading vs
Lucid Trading vs Topstep questions
Which is cheaper, Lucid Trading or Topstep?
At $100K, Lucid Trading's cheapest account is $158 (LucidDaily) and Topstep's is $99 (Trading Combine (Standard)), at list price before discounts. Price alone does not decide which is easier to pass: compare the targets and loss limits in the table above.
Which pays a higher profit split?
Both advertise a split of up to 90%. Check the conditions for reaching it on each firm's page.
Which firm has been operating longer?
Topstep was founded first, in 2012. Lucid Trading started in 2024.
Can traders in the United States use Lucid Trading or Topstep?
Lucid Trading: yes. Topstep: yes. Both firms publish a list of restricted countries, linked from their profile pages here.
Do Lucid Trading and Topstep allow news trading?
Lucid Trading: allowed with limits (Allowed on LucidPro, LucidFlex and LucidDirect. On LucidDaily funded accounts, traders must be flat from 1 minute before to 1 minute after high-impact USD news, or the account is breached). Topstep: allowed with limits (News can be traded, but deliberately trading the full maximum position size into a scheduled major news event is prohibited).
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