Topstep vs Tradeify
Topstep scores higher on PropFirmly's rating, 7.0 to 6.0 out of 10. Below, the two futures firms row by row: a dot marks the side ahead where a row has a clear direction. Both checked on or after 25 October 2026.
Topstep
United States
Ahead on 5 of 8 rows
Visit Topstep(opens the firm’s website in a new tab)Tradeify
United States
Ahead on 3 of 8 rows
Visit Tradeify(opens the firm’s website in a new tab)Head to head
| Feature | Topstep | Tradeify |
|---|---|---|
| PropFirmly score | 7.0 (ahead) | 6.0 |
| Trustpilot | 3.7 (14,989) | 4.5 (6,104) (ahead) |
| Years operating | 14 (ahead) | 2 |
| Headquarters | United States | United States |
| Cheapest $100K account | $99/mo (ahead) | $255 |
| Profit split, up to | 90% | 90% |
| Max funding | $750K | $750K |
| Programs | 1-step | 1-step, Instant funding |
| Platforms | In-house platform, ProjectX, Quantower | Tradovate, NinjaTrader, TradingView, Rithmic, Tradesea, Quantower, Sierra Chart, R|Trader Pro, WealthCharts (ahead) |
| News trading | Allowed with limits | Allowed (ahead) |
| Expert advisors | Allowed (ahead) | Allowed with limits |
| Copy trading | Allowed with limits | Allowed with limits |
| Overnight holding | Not allowed | Not allowed |
| Weekend holding | Not allowed | Not allowed |
| Payouts | Express Funded Standard: after every 5 winning days of $150 or more. Express Funded Consistency: after 3 traded days with the best day at or below 40% of net profit. Live: every 5 winning days, and daily after 30 winning days. | Growth: after 5 days above the profit threshold. Select Flex: every 5 winning days. Select Daily: daily once the buffer is cleared. Lightning: whenever the payout profit goal and consistency rule are met. |
| Payout methods | Broker account transfer, ACH, Wise, Bank wire (ahead) | Rise, Plane |
| US traders | Accepted | Accepted |
Pick Topstep if
you care most about propFirmly score, years operating and cheapest $100K account. It is ahead on those rows in the table above.
Pick Tradeify if
you care most about trustpilot, platforms and news trading. It is ahead on those rows in the table above.
Challenges side by side
Every account from both firms. The table opens at $100K, the size both sell nearest $100K.
Challenges 5
| Steps | Profit target | Daily loss | Max loss | Buy | |||||
|---|---|---|---|---|---|---|---|---|---|
 Topstep3.715K | $50K | 1 StepTrading Combine (Standard) | 6% | None | 4% | 1.50 | 90% | $49/mo | Buy |
Topstep3.715K | $50K | 1 StepTrading Combine (No Activation Fee) | 6% | None | 4% | 1.50 | 90% | $95/mo | Buy |
Topstep3.715K | $100K | 1 StepTrading Combine (Standard) | 6% | None | 3% | 2.00 | 90% | $99/mo | Buy |
 Tradeify4.56.1K | $25K | 1 StepGrowth | 6% | 2.4% | 4% | 1.50 | 90% | $69.30$99 | Buy |
Tradeify4.56.1K | $25K | 1 StepSelect | 6% | None | 4% | 1.50 | 90% | $76.30$109 | Buy |
Tradeify4.56.1K | $50K | 1 StepGrowth | 6% | 2.5% | 4% | 1.50 | 90% | $101.50$145 | Buy |
Topstep3.715K | $100K | 1 StepTrading Combine (No Activation Fee) | 6% | None | 3% | 2.00 | 90% | $149/mo | Buy |
Tradeify4.56.1K | $50K | 1 StepSelect | 6% | None | 4% | 1.50 | 90% | $115.50$165 | Buy |
Topstep3.715K | $150K | 1 StepTrading Combine (Standard) | 6% | None | 3% | 2.00 | 90% | $199/mo | Buy |
Topstep3.715K | $150K | 1 StepTrading Combine (No Activation Fee) | 6% | None | 3% | 2.00 | 90% | $229/mo | Buy |
Tradeify4.56.1K | $100K | 1 StepGrowth | 6% | 2.5% | 3.5% | 1.71 | 90% | $178.50$255 | Buy |
Tradeify4.56.1K | $100K | 1 StepSelect | 6% | None | 3% | 2.00 | 90% | $185.50$265 | Buy |
Tradeify4.56.1K | $25K | InstantLightning Funded | None | None | 4% | n/a | 90% | $241.50$345 | Buy |
Tradeify4.56.1K | $150K | 1 StepGrowth | 6% | 2.5% | 3.33% | 1.80 | 90% | $258.30$369 | Buy |
Tradeify4.56.1K | $150K | 1 StepSelect | 6% | None | 3% | 2.00 | 90% | $258.30$369 | Buy |
Tradeify4.56.1K | $50K | InstantLightning Funded | None | 2.5% | 4% | n/a | 90% | $344.40$492 | Buy |
Tradeify4.56.1K | $100K | InstantLightning Funded | None | 2.5% | 4% | n/a | 90% | $462$660 | Buy |
Tradeify4.56.1K | $150K | InstantLightning Funded | None | 2% | 3.5% | n/a | 90% | $557.20$796 | Buy |
No challenges match these filters. Pick another size or clear a filter.
What could each one pay you?
An illustration, not a forecast: a steady monthly return on the funded account, at each firm's starting split, against the fee for its cheapest account at that size. Most traders do not pass, and returns are rarely steady.
Topstep
- Your share over the period
- Fee
- Split
Tradeify
- Your share over the period
- Fee
- Split
More comparisons
Topstep vs
Topstep vs Tradeify questions
Which is cheaper, Topstep or Tradeify?
At $100K, Topstep's cheapest account is $99 (Trading Combine (Standard)) and Tradeify's is $255 (Growth), at list price before discounts. Price alone does not decide which is easier to pass: compare the targets and loss limits in the table above.
Which pays a higher profit split?
Both advertise a split of up to 90%. Check the conditions for reaching it on each firm's page.
Which firm has been operating longer?
Topstep was founded first, in 2012. Tradeify started in 2024.
Can traders in the United States use Topstep or Tradeify?
Topstep: yes. Tradeify: yes. Both firms publish a list of restricted countries, linked from their profile pages here.
Do Topstep and Tradeify allow news trading?
Topstep: allowed with limits (News can be traded, but deliberately trading the full maximum position size into a scheduled major news event is prohibited). Tradeify: allowed (There are no news restrictions; slippage around releases is at the trader's own risk).
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