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Phidias Propfirm vs Topstep

Topstep scores higher on PropFirmly's rating, 7.0 to 5.4 out of 10. Below, the two futures firms row by row: a dot marks the side ahead where a row has a clear direction. Both checked on or after 25 October 2026.

5.4 out of 10No Trustpilot profile

Ahead on 6 of 11 rows

Visit Phidias Propfirm(opens the firm’s website in a new tab)

Head to head

Phidias Propfirm compared with Topstep
FeaturePhidias PropfirmTopstep
PropFirmly score5.47.0 (ahead)
TrustpilotNot shown3.7 (14,989)
Years operating314 (ahead)
HeadquartersGibraltarUnited States
Cheapest $100K account$273/mo$99/mo (ahead)
Profit split, up to100% (ahead)90%
Max funding$1.55M (ahead)$750K
Programs1-step1-step
PlatformsRithmic, R|Trader Pro, Quantower, ATAS, Sierra Chart, Bookmap, MotiveWave, Jigsaw Daytradr, Tradovate, TradingView, NinjaTrader, DeepCharts (ahead)In-house platform, ProjectX, Quantower
News tradingAllowed (ahead)Allowed with limits
Expert advisorsNot allowedAllowed (ahead)
Copy tradingAllowed with limitsAllowed with limits
Overnight holdingAllowed with limits (ahead)Not allowed
Weekend holdingAllowed with limits (ahead)Not allowed
PayoutsFundamental: every 10 qualifying trading days. Premium: every 5 qualifying trading days. Express to Live: one fixed bonus when the CASH target is reached, then daily withdrawals on the LIVE account.Express Funded Standard: after every 5 winning days of $150 or more. Express Funded Consistency: after 3 traded days with the best day at or below 40% of net profit. Live: every 5 winning days, and daily after 30 winning days.
Payout methodsRiseBroker account transfer, ACH, Wise, Bank wire (ahead)
US tradersAcceptedAccepted

Pick Phidias Propfirm if

you care most about profit split, up to, max funding and platforms. It is ahead on those rows in the table above.

Pick Topstep if

you care most about propFirmly score, years operating and cheapest $100K account. It is ahead on those rows in the table above.

Challenges side by side

Every account from both firms. The table opens at $100K, the size both sell nearest $100K.

Challenges 8

How we check and rank firmsChecked 25 October 2026
Phidias Propfirm and Topstep challenges
StepsProfit targetDaily lossMax lossBuy
Topstep3.715K
$100K1 StepTrading Combine (Standard)6%None3%2.0090%$99/moBuy
Topstep3.715K
$100K1 StepTrading Combine (No Activation Fee)6%None3%2.0090%$149/moBuy
$100K1 StepFundamental (Monthly)6%None3%2.0080%$109.20$273/moBuy
$100K1 StepExpress to Live (Evaluation + Activation Fee)3.5%None0.8%4.3880%$127.20$318Buy
$100K1 StepPremium (Monthly)6%None3%2.0075%to 100%$164.40$411/moBuy
$100K1 StepFundamental (One-Time Payment)6%None3%2.0080%$289.20$723Buy
$100K1 StepExpress to Live (One-Time Payment)3.5%None0.8%4.3880%$360$900Buy
$100K1 StepPremium (One-Time Payment)6%None3%2.0075%to 100%$360$900Buy

What could each one pay you?

An illustration, not a forecast: a steady monthly return on the funded account, at each firm's starting split, against the fee for its cheapest account at that size. Most traders do not pass, and returns are rarely steady.

3%
6

Phidias Propfirm

Your share over the period
 
Fee
Split

Topstep

Your share over the period
 
Fee
Split

More comparisons

Phidias Propfirm vs Topstep questions

Which is cheaper, Phidias Propfirm or Topstep?

At $100K, Phidias Propfirm's cheapest account is $273 (Fundamental (Monthly)) and Topstep's is $99 (Trading Combine (Standard)), at list price before discounts. Price alone does not decide which is easier to pass: compare the targets and loss limits in the table above.

Which pays a higher profit split?

Phidias Propfirm advertises the higher maximum split: 100% against 90%. The starting split is often lower and rises with payouts or an add-on.

Which firm has been operating longer?

Topstep was founded first, in 2012. Phidias Propfirm started in 2023.

Can traders in the United States use Phidias Propfirm or Topstep?

Phidias Propfirm: yes. Topstep: yes. Both firms publish a list of restricted countries, linked from their profile pages here.

Do Phidias Propfirm and Topstep allow news trading?

Phidias Propfirm: allowed (News trading is permitted on all account types and stages, though taking full margin into high-volatility releases is discouraged as lottery-style trading). Topstep: allowed with limits (News can be traded, but deliberately trading the full maximum position size into a scheduled major news event is prohibited).

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