AquaFunded vs FXIFY
FXIFY scores higher on PropFirmly's rating, 6.6 to 6.5 out of 10. Below, the two forex firms row by row: a dot marks the side ahead where a row has a clear direction. Both checked on or after 25 October 2026.
AquaFunded
United Arab Emirates
6.5 out of 10No Trustpilot profile
Ahead on 3 of 5 rows
Visit AquaFunded(opens the firm’s website in a new tab)FXIFY
United Kingdom
6.6 out of 104.3Trustpilot(6,500)
Ahead on 2 of 5 rows
Visit FXIFY(opens the firm’s website in a new tab)Head to head
| Feature | AquaFunded | FXIFY |
|---|---|---|
| PropFirmly score | 6.5 | 6.6 (ahead) |
| Trustpilot | Not shown | 4.3 (6,500) |
| Years operating | 3 | 3 |
| Headquarters | United Arab Emirates | United Kingdom |
| Cheapest $100K account | $279.20 (ahead) | $399 |
| Profit split, up to | 100% | 100% |
| Max funding | $400K | $805K (ahead) |
| Programs | Instant funding, 1-step, 2-step | 1-step, 2-step, 3-step, Instant funding |
| Platforms | Match-Trader, TradeLocker, MetaTrader 5, cTrader | MetaTrader 4, MetaTrader 5, DXtrade, TradingView |
| News trading | Allowed with limits | Allowed with limits |
| Expert advisors | Allowed (ahead) | Allowed with limits |
| Copy trading | Allowed with limits | Allowed with limits |
| Overnight holding | Allowed | Allowed |
| Weekend holding | Allowed (ahead) | Allowed with limits |
| Payouts | Every 14 days. Paid add-ons allow payouts every 7 days on evaluation accounts, or on demand on Instant Funding accounts. | 1-Phase, 2-Phase Standard and 3-Phase: first payout on demand, then every 30 days, or every 14 days with the bi-weekly add-on. 2-Phase Classic: every 14 or 30 days depending on the split chosen. 2-Phase Pro and Instant Lite: every 10 days. Instant Funding: every 14 days. Lightning: after 7 days, then every 14 days. |
| Payout methods | Crypto, Rise | Rise, Crypto |
| US traders | Accepted | Accepted |
Pick AquaFunded if
you care most about cheapest $100K account, expert advisors and weekend holding. It is ahead on those rows in the table above.
Pick FXIFY if
you care most about propFirmly score and max funding. It is ahead on those rows in the table above.
Challenges side by side
Every account from both firms. The table opens at $100K, the size both sell nearest $100K.
Challenges 15
How we check and rank firmsChecked 25 October 2026
| Steps | Profit target | Daily loss | Max loss | Buy | |||||
|---|---|---|---|---|---|---|---|---|---|
 FXIFY4.36.5K | $2.5K | InstantInstant Funding Lite | None | 3% | 4% | n/a | 80%to 90% | $12.35$19 | Buy |
 AquaFundedSince 2023 | $5K | 2 Steps2 Step Pro | 10%5% | 5% | 10% | 1.50 | 90%to 100% | $13$20 | Buy |
AquaFundedSince 2023 | $5K | 2 Steps2 Step Elite | 8%5% | 4% | 12% | 1.08 | 90%to 100% | $18.20$28 | Buy |
AquaFundedSince 2023 | $5K | 2 Steps2 Step Standard | 8%5% | 5% | 8% | 1.63 | 90%to 100% | $19.60$30.15 | Buy |
AquaFundedSince 2023 | $2.5K | InstantInstant Funding Standard | None | 3% | 5% | n/a | 90%to 100% | $19.94$30.67 | Buy |
AquaFundedSince 2023 | $2.5K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $21.67$33.34 | Buy |
FXIFY4.36.5K | $5K | 3 StepsThree Phase | 5%5%5% | 5% | 5% | 3.00 | 80%to 90% | $25.35$39 | Buy |
AquaFundedSince 2023 | $10K | 2 Steps2 Step Pro | 10%5% | 5% | 10% | 1.50 | 90%to 100% | $25.48$39.20 | Buy |
FXIFY4.36.5K | $5K | InstantInstant Funding Lite | None | 3% | 4% | n/a | 80%to 90% | $28.60$44 | Buy |
AquaFundedSince 2023 | $5K | InstantInstant Funding Standard | None | 3% | 5% | n/a | 90%to 100% | $33.80$52 | Buy |
AquaFundedSince 2023 | $10K | 2 Steps2 Step Elite | 8%5% | 4% | 12% | 1.08 | 90%to 100% | $35$53.85 | Buy |
AquaFundedSince 2023 | $5K | 1 Step1 Step Standard | 9% | 3% | 6% | 1.50 | 90%to 100% | $37.10$57.08 | Buy |
FXIFY4.36.5K | $5K | 1 StepOne Phase | 10% | 3% | 6% | 1.67 | 80%to 90% | $38.35$59 | Buy |
FXIFY4.36.5K | $5K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $38.35$59 | Buy |
FXIFY4.36.5K | $5K | 2 StepsTwo Phase Classic (Static) | 5%10% | 4% | 10% | 1.50 | 80%to 100% | $38.35$59 | Buy |
FXIFY4.36.5K | $10K | 3 StepsThree Phase | 5%5%5% | 5% | 5% | 3.00 | 80%to 90% | $38.35$59 | Buy |
FXIFY4.36.5K | $10K | 1 StepLightning Challenge | 5% | 3% | 4% | 1.25 | 80%to 90% | $38.35$59 | Buy |
AquaFundedSince 2023 | $5K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $39$60 | Buy |
AquaFundedSince 2023 | $5K | 1 Step1 Step Flex | 10% | 3% | 12% | 0.83 | 90%to 100% | $42$64.62 | Buy |
FXIFY4.36.5K | $1K | InstantInstant Funding Standard | None | 8% | 8% | n/a | 80%to 90% | $44.85$69 | Buy |
AquaFundedSince 2023 | $25K | 2 Steps2 Step Pro | 10%5% | 5% | 10% | 1.50 | 90%to 100% | $46.28$71.20 | Buy |
AquaFundedSince 2023 | $10K | 2 Steps2 Step Standard | 8%5% | 5% | 8% | 1.63 | 90%to 100% | $49.70$76.46 | Buy |
AquaFundedSince 2023 | $10K | InstantInstant Funding Standard | None | 3% | 5% | n/a | 90%to 100% | $51.14$78.67 | Buy |
FXIFY4.36.5K | $15K | 3 StepsThree Phase | 5%5%5% | 5% | 5% | 3.00 | 80%to 90% | $51.35$79 | Buy |
FXIFY4.36.5K | $10K | InstantInstant Funding Lite | None | 3% | 4% | n/a | 80%to 90% | $55.25$85 | Buy |
AquaFundedSince 2023 | $10K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $56.33$86.66 | Buy |
FXIFY4.36.5K | $10K | 1 StepOne Phase | 10% | 3% | 6% | 1.67 | 80%to 90% | $57.85$89 | Buy |
FXIFY4.36.5K | $10K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $57.85$89 | Buy |
FXIFY4.36.5K | $10K | 2 StepsTwo Phase Classic (Static) | 5%10% | 4% | 10% | 1.50 | 80%to 100% | $57.85$89 | Buy |
AquaFundedSince 2023 | $10K | 1 Step1 Step Standard | 9% | 3% | 6% | 1.50 | 90%to 100% | $63$96.93 | Buy |
AquaFundedSince 2023 | $10K | 1 Step1 Step Flex | 10% | 3% | 12% | 0.83 | 90%to 100% | $70.01$107.70 | Buy |
AquaFundedSince 2023 | $25K | 2 Steps2 Step Elite | 8%5% | 4% | 12% | 1.08 | 90%to 100% | $72.10$110.93 | Buy |
AquaFundedSince 2023 | $5K | InstantInstant Flex | None | 2% | 4% | n/a | 90% | $77.35$119 | Buy |
FXIFY4.36.5K | $15K | 1 StepOne Phase | 10% | 3% | 6% | 1.67 | 80%to 90% | $77.35$119 | Buy |
FXIFY4.36.5K | $15K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $77.35$119 | Buy |
FXIFY4.36.5K | $15K | 2 StepsTwo Phase Classic (Static) | 5%10% | 4% | 10% | 1.50 | 80%to 100% | $77.35$119 | Buy |
FXIFY4.36.5K | $2.5K | InstantInstant Funding Standard | None | 8% | 8% | n/a | 80%to 90% | $77.35$119 | Buy |
FXIFY4.36.5K | $10K | 2 StepsTwo Phase Pro | 4%8% | 4% | 8% | 1.50 | 80% | $83.85$129 | Buy |
AquaFundedSince 2023 | $25K | 2 Steps2 Step Standard | 8%5% | 5% | 8% | 1.63 | 90%to 100% | $92.40$142.15 | Buy |
AquaFundedSince 2023 | $50K | 2 Steps2 Step Pro | 10%5% | 5% | 10% | 1.50 | 90%to 100% | $93.08$143.20 | Buy |
FXIFY4.36.5K | $25K | 3 StepsThree Phase | 5%5%5% | 5% | 5% | 3.00 | 80%to 90% | $96.85$149 | Buy |
FXIFY4.36.5K | $25K | 1 StepLightning Challenge | 5% | 3% | 4% | 1.25 | 80%to 90% | $96.85$149 | Buy |
FXIFY4.36.5K | $25K | InstantInstant Funding Lite | None | 3% | 4% | n/a | 80%to 90% | $109.85$169 | Buy |
AquaFundedSince 2023 | $25K | InstantInstant Funding Standard | None | 3% | 5% | n/a | 90%to 100% | $111.80$172 | Buy |
AquaFundedSince 2023 | $25K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $120.47$185.34 | Buy |
AquaFundedSince 2023 | $25K | 1 Step1 Step Standard | 9% | 3% | 6% | 1.50 | 90%to 100% | $126.70$194.93 | Buy |
FXIFY4.36.5K | $25K | 1 StepOne Phase | 10% | 3% | 6% | 1.67 | 80%to 90% | $129.35$199 | Buy |
FXIFY4.36.5K | $25K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $129.35$199 | Buy |
FXIFY4.36.5K | $25K | 2 StepsTwo Phase Classic (Static) | 5%10% | 4% | 10% | 1.50 | 80%to 100% | $129.35$199 | Buy |
AquaFundedSince 2023 | $25K | 1 Step1 Step Flex | 10% | 3% | 12% | 0.83 | 90%to 100% | $133.71$205.70 | Buy |
AquaFundedSince 2023 | $10K | InstantInstant Flex | None | 2% | 4% | n/a | 90% | $146.25$225 | Buy |
FXIFY4.36.5K | $25K | 2 StepsTwo Phase Pro | 4%8% | 4% | 8% | 1.50 | 80% | $146.25$225 | Buy |
FXIFY4.36.5K | $5K | InstantInstant Funding Standard | None | 8% | 8% | n/a | 80%to 90% | $148.85$229 | Buy |
AquaFundedSince 2023 | $50K | 2 Steps2 Step Elite | 8%5% | 4% | 12% | 1.08 | 90%to 100% | $154.70$238 | Buy |
FXIFY4.36.5K | $50K | 3 StepsThree Phase | 5%5%5% | 5% | 5% | 3.00 | 80%to 90% | $161.85$249 | Buy |
FXIFY4.36.5K | $50K | 1 StepLightning Challenge | 5% | 3% | 4% | 1.25 | 80%to 90% | $161.85$249 | Buy |
AquaFundedSince 2023 | $50K | InstantInstant Funding Standard | None | 3% | 5% | n/a | 90%to 100% | $181.14$278.67 | Buy |
AquaFundedSince 2023 | $100K | 2 Steps2 Step Pro | 10%5% | 5% | 10% | 1.50 | 90%to 100% | $181.48$279.20 | Buy |
AquaFundedSince 2023 | $50K | 1 Step1 Step Standard | 9% | 3% | 6% | 1.50 | 90%to 100% | $182.70$281.08 | Buy |
FXIFY4.36.5K | $50K | InstantInstant Funding Lite | None | 3% | 4% | n/a | 80%to 90% | $187.85$289 | Buy |
AquaFundedSince 2023 | $50K | 1 Step1 Step Flex | 10% | 3% | 12% | 0.83 | 90%to 100% | $195.31$300.47 | Buy |
AquaFundedSince 2023 | $50K | 2 Steps2 Step Standard | 8%5% | 5% | 8% | 1.63 | 90%to 100% | $195.44$300.68 | Buy |
AquaFundedSince 2023 | $50K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $198.47$305.34 | Buy |
FXIFY4.36.5K | $50K | 2 StepsTwo Phase Pro | 4%8% | 4% | 8% | 1.50 | 80% | $243.75$375 | Buy |
FXIFY4.36.5K | $50K | 1 StepOne Phase | 10% | 3% | 6% | 1.67 | 80%to 90% | $246.35$379 | Buy |
FXIFY4.36.5K | $50K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $246.35$379 | Buy |
FXIFY4.36.5K | $50K | 2 StepsTwo Phase Classic (Static) | 5%10% | 4% | 10% | 1.50 | 80%to 100% | $246.35$379 | Buy |
AquaFundedSince 2023 | $100K | 2 Steps2 Step Elite | 8%5% | 4% | 12% | 1.08 | 90%to 100% | $255.50$393.08 | Buy |
FXIFY4.36.5K | $100K | 3 StepsThree Phase | 5%5%5% | 5% | 5% | 3.00 | 80%to 90% | $259.35$399 | Buy |
FXIFY4.36.5K | $100K | 1 StepLightning Challenge | 5% | 3% | 4% | 1.25 | 80%to 90% | $259.35$399 | Buy |
AquaFundedSince 2023 | $25K | InstantInstant Flex | None | 2% | 4% | n/a | 90% | $285.35$439 | Buy |
FXIFY4.36.5K | $10K | InstantInstant Funding Standard | None | 8% | 8% | n/a | 80%to 90% | $291.85$449 | Buy |
AquaFundedSince 2023 | $100K | 1 Step1 Step Standard | 9% | 3% | 6% | 1.50 | 90%to 100% | $294.70$453.39 | Buy |
AquaFundedSince 2023 | $100K | 2 Steps2 Step Standard | 8%5% | 5% | 8% | 1.63 | 90%to 100% | $307.44$472.98 | Buy |
AquaFundedSince 2023 | $100K | 1 Step1 Step Flex | 10% | 3% | 12% | 0.83 | 90%to 100% | $312.90$481.39 | Buy |
AquaFundedSince 2023 | $100K | InstantInstant Funding Standard | None | 3% | 5% | n/a | 90%to 100% | $328.46$505.33 | Buy |
FXIFY4.36.5K | $100K | 1 StepOne Phase | 10% | 3% | 6% | 1.67 | 80%to 90% | $356.85$549 | Buy |
FXIFY4.36.5K | $100K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $356.85$549 | Buy |
FXIFY4.36.5K | $100K | 2 StepsTwo Phase Classic (Static) | 5%10% | 4% | 10% | 1.50 | 80%to 100% | $356.85$549 | Buy |
AquaFundedSince 2023 | $200K | 2 Steps2 Step Pro | 10%5% | 5% | 10% | 1.50 | 90%to 100% | $363.48$559.20 | Buy |
AquaFundedSince 2023 | $100K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $364$560 | Buy |
FXIFY4.36.5K | $100K | 2 StepsTwo Phase Pro | 4%8% | 4% | 8% | 1.50 | 80% | $389.35$599 | Buy |
AquaFundedSince 2023 | $50K | InstantInstant Flex | None | 2% | 4% | n/a | 90% | $406.25$625 | Buy |
FXIFY4.36.5K | $200K | 3 StepsThree Phase | 5%5%5% | 5% | 5% | 3.00 | 80%to 90% | $519.35$799 | Buy |
FXIFY4.36.5K | $150K | 2 StepsTwo Phase Pro | 4%8% | 4% | 8% | 1.50 | 80% | $551.85$849 | Buy |
AquaFundedSince 2023 | $200K | InstantInstant Funding Standard | None | 3% | 5% | n/a | 90%to 100% | $553.80$852 | Buy |
AquaFundedSince 2023 | $200K | 2 Steps2 Step Standard | 8%5% | 5% | 8% | 1.63 | 90%to 100% | $559.44$860.68 | Buy |
AquaFundedSince 2023 | $200K | 1 Step1 Step Standard | 9% | 3% | 6% | 1.50 | 90%to 100% | $569.10$875.54 | Buy |
FXIFY4.36.5K | $25K | InstantInstant Funding Standard | None | 8% | 8% | n/a | 80%to 90% | $584.35$899 | Buy |
AquaFundedSince 2023 | $200K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $588.47$905.34 | Buy |
AquaFundedSince 2023 | $100K | InstantInstant Flex | None | 2% | 4% | n/a | 90% | $649.35$999 | Buy |
FXIFY4.36.5K | $200K | 1 StepOne Phase | 10% | 3% | 6% | 1.67 | 80%to 90% | $681.85$1,049 | Buy |
FXIFY4.36.5K | $200K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $681.85$1,049 | Buy |
FXIFY4.36.5K | $200K | 2 StepsTwo Phase Pro | 4%8% | 4% | 8% | 1.50 | 80% | $714.35$1,099 | Buy |
FXIFY4.36.5K | $250K | 2 StepsTwo Phase Pro | 4%8% | 4% | 8% | 1.50 | 80% | $877.50$1,350 | Buy |
AquaFundedSince 2023 | $300K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $952.46$1,465.33 | Buy |
FXIFY4.36.5K | $400K | 3 StepsThree Phase | 5%5%5% | 5% | 5% | 3.00 | 80%to 90% | $1,039.35$1,599 | Buy |
FXIFY4.36.5K | $50K | InstantInstant Funding Standard | None | 8% | 8% | n/a | 80%to 90% | $1,136.85$1,749 | Buy |
AquaFundedSince 2023 | $400K | InstantInstant Funding Pro | None | 3% | 6% | n/a | 90%to 100% | $1,212.46$1,865.33 | Buy |
FXIFY4.36.5K | $75K | InstantInstant Funding Standard | None | 8% | 8% | n/a | 80%to 90% | $1,624.35$2,499 | Buy |
FXIFY4.36.5K | $400K | 1 StepOne Phase | 10% | 3% | 6% | 1.67 | 80%to 90% | $1,917.50$2,950 | Buy |
FXIFY4.36.5K | $400K | 2 StepsTwo Phase Standard (Trailing) | 10%5% | 4% | 10% | 1.50 | 80%to 90% | $1,917.50$2,950 | Buy |
FXIFY4.36.5K | $100K | InstantInstant Funding Standard | None | 8% | 8% | n/a | 80%to 90% | $2,761.85$4,249 | Buy |
No challenges match these filters. Pick another size or clear a filter.
What could each one pay you?
An illustration, not a forecast: a steady monthly return on the funded account, at each firm's starting split, against the fee for its cheapest account at that size. Most traders do not pass, and returns are rarely steady.
AquaFunded
- Your share over the period
- Fee
- Split
FXIFY
- Your share over the period
- Fee
- Split
More comparisons
AquaFunded vs FXIFY questions
Which is cheaper, AquaFunded or FXIFY?
At $100K, AquaFunded's cheapest account is $279.20 (2 Step Pro) and FXIFY's is $399 (Three Phase), at list price before discounts. Price alone does not decide which is easier to pass: compare the targets and loss limits in the table above.
Which pays a higher profit split?
Both advertise a split of up to 100%. Check the conditions for reaching it on each firm's page.
Which firm has been operating longer?
Both were founded in 2023.
Can traders in the United States use AquaFunded or FXIFY?
AquaFunded: yes. FXIFY: yes. Both firms publish a list of restricted countries, linked from their profile pages here.
Do AquaFunded and FXIFY allow news trading?
AquaFunded: allowed with limits (Allowed on accounts opened after 27 April 2026. Profit from trades opened or closed within 5 minutes of high-impact or FOMC events is capped at 0.5% of the starting balance per payout cycle). FXIFY: allowed with limits (Allowed on 1-, 2- and 3-Phase accounts, but large high-leverage news bets can be treated as gambling, and the terms let FXIFY cut FX and metals leverage to 1:10 from 10 minutes before to 5 minutes after major events. Instant Funding, Instant Lite and Lightning accounts may not open or close trades from 5 minutes before to 5 minutes after high-impact news).
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