FundedNext Stellar Instant $20K challenge
The $20K size of FundedNext's Stellar Instant program: an instant funding account with a 6% max loss and a 70% profit split. Every limit below is shown as a percentage and as an amount.
7.4 out of 10PropFirmly score for FundedNextRanked 4 of 14 forex firmsThe numbers
- Account size
- $20K
- Instant funding
- Price
- $599.99
- One-time fee
- Daily loss limit
- None
- No daily limit
- Max loss
- 6%
- $1,200, balance trailing
- Profit split
- 70%
- Up to 80%
- Payouts
- On demand at 5% growth, or every 14 days
- Minimum trading days
- None
- Time limit
- Unlimited
- Fee refunded
- No
How it compares
Target ÷ max loss
n/a
No profit target to reach.
Break-even return
4.29%
Return needed on the funded account for your share to cover the fee.
Cost per $100K
$3,000
More expensive than the $544 median for featured forex challenges.
What the rules mean in practice
- There is no evaluation. You trade a funded $20K account from day one, so the loss limits are the only rules between you and a payout.
- There is no daily loss limit, so a bad day only fails the account if it breaks the overall max loss.
- The account fails if you lose $1,200 (6%). This is balance trailing drawdown: the loss limit rises with your closed balance as you make profit, so it follows your gains.
- Consistency rule: None
- At a 70% split, you need about 4.29% return on the funded account to earn back the $599.99 fee.
- There is no daily loss limit. The 6% maximum loss trails the highest balance, never moves down, stops at the starting balance, and is not reset by withdrawals.
- A reward can be requested once growth reaches 5% at the end-of-day check, or after 14 days with at least 1% growth.
- The split is 70% in tiers 1 and 2 and 80% from tier 3. Each tier upgrade adds the starting balance again, up to 10 times the original size and then up to $2M, after 10% cumulative withdrawn growth and at least one withdrawal in the tier.
- Total active Instant allocation is capped at $20K per trader and Instant accounts cannot be merged.
- EAs can be used with a paid add-on. Forex commission is $7 per lot and forex leverage is 1:30.
- The purchase fee is not refunded; a reset costs 10% less than the original price.
- The $2K size is advertised at $49.99 with code STRTN against a $59.99 list price.
This is our reading of FundedNext's published rules. The firm's own terms always take priority. See the full FundedNext rules.
Other Stellar Instant sizes
| Steps | Profit target | Daily loss | Max loss | Buy | ||||
|---|---|---|---|---|---|---|---|---|
| $2K | InstantStellar Instant | None | None | 6% | n/a | 70%to 80% | $40.19$59.99 | Buy |
| $5K | InstantStellar Instant | None | None | 6% | n/a | 70%to 80% | $100.49$149.99 | Buy |
| $10K | InstantStellar Instant | None | None | 6% | n/a | 70%to 80% | $200.99$299.99 | Buy |
| $20K | InstantStellar Instant | None | None | 6% | n/a | 70%to 80% | $401.99$599.99 | Buy |
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Other FundedNext programs
Each at the size nearest $20K.
Similar $20K challenges
Same account size at other forex firms, cheapest first.
| Steps | Profit target | Daily loss | Max loss | Buy | |||||
|---|---|---|---|---|---|---|---|---|---|
 The5ers4.740.5K | $20K | 3 StepsBootcamp | 6%6%6% | None | 5% | 3.60 | 50%to 100% | $22 | Buy |
 MavenSince 2022 | $20K | 1 StepStandard 1-Step | 8% | 3% | 5% | 1.60 | 80%to 90% | $64.60$68 | Buy |
MavenSince 2022 | $20K | InstantInstant Funding | None | 2% | 3% | n/a | 80%to 90% | $64.60$68 | Buy |
MavenSince 2022 | $20K | 3 StepsStandard 3-Step | 3%3%3% | 2% | 3% | 3.00 | 80%to 90% | $72.20$76 | Buy |
MavenSince 2022 | $20K | 2 StepsStandard 2-Step | 8%5% | 4% | 8% | 1.63 | 80%to 90% | $83.60$88 | Buy |
MavenSince 2022 | $20K | InstantInstant Mini | None | 2% | 3% | n/a | 70%to 90% | $83.60$88 | Buy |
MavenSince 2022 | $20K | 2 StepsOmo 2-Step | 6%8% | 4% | 8% | 1.75 | 80%to 90% | $115.90$122 | Buy |
The5ers4.740.5K | $20K | 1 StepPro Growth | 10% | 3% | 6% | 1.67 | 75%to 100% | $189 | Buy |
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More featured challenges
FundedNext Stellar Instant $20K questions
How does FundedNext score on PropFirmly?
7.4 out of 10, ranked 4 of 14 forex firms we track. The score rates the firm, not this one account: trader reputation, track record, payout terms, pricing, rule flexibility and platform choice, weighted as described on our methodology page.
How much is the FundedNext Stellar Instant $20K challenge?
The list price is $599.99, before any discount code. At the time of our check a 33% discount was available.
What is the profit target?
There is no profit target. This is an instant funding account.
What is the maximum loss?
6%, or $1,200, using balance trailing drawdown. The loss limit rises with your closed balance as you make profit, so it follows your gains.
Is there a daily loss limit?
No. Only the overall max loss applies.
What profit split does it pay?
70%, rising to 80% under FundedNext's conditions. Payouts: on demand at 5% growth, or every 14 days.
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