FTMO vs FundingPips
FTMO scores higher on PropFirmly's rating, 8.0 to 6.8 out of 10. Below, the two forex firms row by row: a dot marks the side ahead where a row has a clear direction. Both checked on or after 25 October 2026.
FTMO
Czech Republic
Ahead on 6 of 10 rows
Visit FTMO(opens the firm’s website in a new tab)FundingPips
United Arab Emirates
Ahead on 4 of 10 rows
Visit FundingPips(opens the firm’s website in a new tab)Head to head
| Feature | FTMO | FundingPips |
|---|---|---|
| PropFirmly score | 8.0 (ahead) | 6.8 |
| Trustpilot | 4.8 (55,089) (ahead) | 4.5 (70,934) |
| Years operating | 11 (ahead) | 4 |
| Headquarters | Czech Republic | United Arab Emirates |
| Cheapest $100K account | €499 | $444 (ahead) |
| Profit split, up to | 90% | 100% (ahead) |
| Max funding | $400K | $400K |
| Programs | 2-step, 1-step, Instant funding | 2-step, 1-step, Instant funding |
| Platforms | MetaTrader 4, MetaTrader 5, cTrader, TradingView (ahead) | MetaTrader 5, cTrader, Match-Trader |
| News trading | Allowed with limits | Allowed with limits |
| Expert advisors | Allowed (ahead) | Allowed with limits |
| Copy trading | Allowed with limits | Allowed with limits |
| Overnight holding | Allowed (ahead) | Allowed with limits |
| Weekend holding | Allowed with limits | Allowed with limits |
| Payouts | First reward request from the 14th day after the first trade on the account; FTMO's public pages do not state a fixed cycle for later rewards. | Weekly, every 14 days or on demand depending on model and chosen cycle; Zero every 14 days. Intervals use calendar days. |
| Payout methods | Bank wire, Card payout, Skrill, Crypto | Card payout, Crypto, Rise, Local bank transfer, Broker account transfer, Tradin (ahead) |
| US traders | Not accepted | Accepted (ahead) |
Pick FTMO if
you care most about propFirmly score, trustpilot and years operating. It is ahead on those rows in the table above.
Pick FundingPips if
you care most about cheapest $100K account, profit split, up to and payout methods. It is ahead on those rows in the table above.
Challenges side by side
Every account from both firms. The table opens at $100K, the size both sell nearest $100K.
Challenges 9
| Steps | Profit target | Daily loss | Max loss | Buy | |||||
|---|---|---|---|---|---|---|---|---|---|
 FundingPips4.570.9K | $5K | 2 Steps2 Step Pro | 6%6% | 3% | 6% | 2.00 | 80%to 100% | $23.20$29 | Buy |
FundingPips4.570.9K | $5K | 2 Steps2 Step Flex | 10%8% | 4% | 12% | 1.50 | 80%to 100% | $28$35 | Buy |
FundingPips4.570.9K | $5K | 2 Steps2 Step Standard | 8%5% | 5% | 10% | 1.30 | 80%to 100% | $31.20$39 | Buy |
FundingPips4.570.9K | $10K | 2 Steps2 Step Pro | 6%6% | 3% | 6% | 2.00 | 80%to 100% | $44$55 | Buy |
FundingPips4.570.9K | $5K | InstantZero | None | 3% | 5% | n/a | 95% | $48$60 | Buy |
FundingPips4.570.9K | $10K | 2 Steps2 Step Flex | 10%8% | 4% | 12% | 1.50 | 80%to 100% | $51.20$64 | Buy |
FundingPips4.570.9K | $10K | 2 Steps2 Step Standard | 8%5% | 5% | 10% | 1.30 | 80%to 100% | $57.60$72 | Buy |
FundingPips4.570.9K | $5K | 1 Step1 Step Flex | 12% | 3% | 12% | 1.00 | 80%to 100% | $59.20$74 | Buy |
 FTMO4.855.1K | $10K | 1 Step1-Step | 10% | 3% | 10% | 1.00 | 90% | €63.99€79 | Buy |
FundingPips4.570.9K | $10K | InstantZero | None | 3% | 5% | n/a | 95% | $70.40$88 | Buy |
FTMO4.855.1K | $10K | 2 Steps2-Step | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €72.09€89 | Buy |
FTMO4.855.1K | $10K | 2 Steps2-Step Swing | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €72.09€89 | Buy |
FundingPips4.570.9K | $10K | 1 Step1 Step Flex | 12% | 3% | 12% | 1.00 | 80%to 100% | $88.80$111 | Buy |
FundingPips4.570.9K | $25K | 2 Steps2 Step Pro | 6%6% | 3% | 6% | 2.00 | 80%to 100% | $116$145 | Buy |
FundingPips4.570.9K | $25K | 2 Steps2 Step Flex | 10%8% | 4% | 12% | 1.50 | 80%to 100% | $140$175 | Buy |
FTMO4.855.1K | $5K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €136.89€169 | Buy |
FundingPips4.570.9K | $25K | InstantZero | None | 3% | 5% | n/a | 95% | $150.40$188 | Buy |
FundingPips4.570.9K | $25K | 2 Steps2 Step Standard | 8%5% | 5% | 10% | 1.30 | 80%to 100% | $156$195 | Buy |
FTMO4.855.1K | $25K | 1 Step1-Step | 10% | 3% | 10% | 1.00 | 90% | €161.19€199 | Buy |
FundingPips4.570.9K | $50K | InstantZero | None | 3% | 5% | n/a | 95% | $195.20$244 | Buy |
FundingPips4.570.9K | $50K | 2 Steps2 Step Pro | 6%6% | 3% | 6% | 2.00 | 80%to 100% | $199.20$249 | Buy |
FundingPips4.570.9K | $25K | 1 Step1 Step Flex | 12% | 3% | 12% | 1.00 | 80%to 100% | $204$255 | Buy |
FTMO4.855.1K | $25K | 2 Steps2-Step | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €202.50€250 | Buy |
FTMO4.855.1K | $25K | 2 Steps2-Step Swing | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €202.50€250 | Buy |
FundingPips4.570.9K | $50K | 2 Steps2 Step Flex | 10%8% | 4% | 12% | 1.50 | 80%to 100% | $239.20$299 | Buy |
FTMO4.855.1K | $50K | 1 Step1-Step | 10% | 3% | 10% | 1.00 | 90% | €258.39€319 | Buy |
FundingPips4.570.9K | $50K | 2 Steps2 Step Standard | 8%5% | 5% | 10% | 1.30 | 80%to 100% | $279.20$349 | Buy |
FundingPips4.570.9K | $50K | 1 Step1 Step Flex | 12% | 3% | 12% | 1.00 | 80%to 100% | $282.40$353 | Buy |
FTMO4.855.1K | $10K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €274.59€339 | Buy |
FTMO4.855.1K | $50K | 2 Steps2-Step | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €279.45€345 | Buy |
FTMO4.855.1K | $50K | 2 Steps2-Step Swing | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €279.45€345 | Buy |
FundingPips4.570.9K | $100K | InstantZero | None | 3% | 5% | n/a | 95% | $355.20$444 | Buy |
FundingPips4.570.9K | $100K | 2 Steps2 Step Pro | 6%6% | 3% | 6% | 2.00 | 80%to 100% | $372.80$466 | Buy |
FTMO4.855.1K | $100K | 1 Step1-Step | 10% | 3% | 10% | 1.00 | 90% | €404.19€499 | Buy |
FundingPips4.570.9K | $100K | 2 Steps2 Step Flex | 10%8% | 4% | 12% | 1.50 | 80%to 100% | $444$555 | Buy |
FTMO4.855.1K | $100K | 2 Steps2-Step | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €437.40€540 | Buy |
FTMO4.855.1K | $100K | 2 Steps2-Step Swing | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €437.40€540 | Buy |
FundingPips4.570.9K | $100K | 2 Steps2 Step Standard | 8%5% | 5% | 10% | 1.30 | 80%to 100% | $521.60$652 | Buy |
FundingPips4.570.9K | $100K | 1 Step1 Step Flex | 12% | 3% | 12% | 1.00 | 80%to 100% | $532.80$666 | Buy |
FTMO4.855.1K | $25K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €606.69€749 | Buy |
FundingPips4.570.9K | $200K | InstantZero | None | 3% | 5% | n/a | 95% | $710.40$888 | Buy |
FundingPips4.570.9K | $200K | 2 Steps2 Step Pro | 6%6% | 3% | 6% | 2.00 | 80%to 100% | $735.20$919 | Buy |
FTMO4.855.1K | $200K | 1 Step1-Step | 10% | 3% | 10% | 1.00 | 90% | €809.19€999 | Buy |
FTMO4.855.1K | $200K | 2 Steps2-Step | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €874.80€1,080 | Buy |
FTMO4.855.1K | $200K | 2 Steps2-Step Swing | 10%5% | 5% | 10% | 1.50 | 80%to 90% | €874.80€1,080 | Buy |
FTMO4.855.1K | $50K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €1,214.19€1,499 | Buy |
FTMO4.855.1K | $100K | InstantInstant Account | None | 3% | 10% | n/a | 90% | €2,429.19€2,999 | Buy |
No challenges match these filters. Pick another size or clear a filter.
What could each one pay you?
An illustration, not a forecast: a steady monthly return on the funded account, at each firm's starting split, against the fee for its cheapest account at that size. Most traders do not pass, and returns are rarely steady.
FTMO
- Your share over the period
- Fee
- Split
FundingPips
- Your share over the period
- Fee
- Split
More comparisons
FTMO vs FundingPips questions
Which is cheaper, FTMO or FundingPips?
At $100K, FTMO's cheapest account is €499 (1-Step) and FundingPips's is $444 (Zero), at list price before discounts. Price alone does not decide which is easier to pass: compare the targets and loss limits in the table above.
Which pays a higher profit split?
FundingPips advertises the higher maximum split: 100% against 90%. The starting split is often lower and rises with payouts or an add-on.
Which firm has been operating longer?
FTMO was founded first, in 2015. FundingPips started in 2022.
Can traders in the United States use FTMO or FundingPips?
FTMO: no. FundingPips: yes. Both firms publish a list of restricted countries, linked from their profile pages here.
Do FTMO and FundingPips allow news trading?
FTMO: allowed with limits (On Standard FTMO Accounts and Instant Accounts, no orders may be opened, closed or triggered from 2 minutes before to 2 minutes after listed high-impact releases on the affected instruments. Challenge and Verification phases and Swing accounts are exempt). FundingPips: allowed with limits (Holding through news is allowed in evaluations, but deliberately trading the spike closes the account. On Master accounts, profit from trades opened or closed within 5 minutes of red-folder news on the affected currency is removed unless the trade was opened 5 or more hours earlier. On Zero, any trade activity within 10 minutes of such news is a hard breach).
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